When a Borrower Dies: Next Steps
October 19, 2026
Live Webinar
DateOct 19, 2026Duration90 minutes
08:00 AM PDT09:00 AM MDT
10:00 AM CDT11:00 AM EDT
- Unlimited connections for your institution
- Available on desktop, mobile & tablet
- Take-away toolkit
- Presenter’s contact info for questions
On-Demand Webinar
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
Handle borrower death with confidence, compassion, and compliance.
Learn the procedures that protect your institution while supporting families during a difficult time. This webinar will provide the practical guidance financial institution employees need to navigate borrower death, manage legal and operational responsibilities, and comply with mortgage servicing and estate requirements.
KEY WEBINAR TAKEAWAYS
- Who is legally authorized to act on behalf of a deceased borrower
- Legal issues that arise when a borrower dies before a loan is repaid
- Rights of the estate, heirs, co-borrowers, guarantors, and successors in interest
- Properly exercising your institution’s rights of setoff in the deceased’s deposit accounts
BONUS MATERIALS
- Sample procedures for handling and collecting loans of deceased borrowers
WEBINAR DETAILS
The death of a borrower presents financial institutions with a unique set of legal, operational, and accountholder service challenges. From determining who has authority to act on behalf of the deceased to handling loan payments, collateral, probate issues, and communications with family members, institutions must balance compassion with compliance with applicable law. This practical webinar will explain the proper procedures and processes that your institution should follow when a borrower dies owing a loan or other obligation to your institution, including the special procedures under the mortgage servicing rules regarding home loans.
WHO SHOULD ATTEND?
- Loan officers
- Loan servicing personnel
- Compliance officers
- In-house legal counsel
- Management
TAKE-AWAY TOOLKIT
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
Presented By

Spencer Fane LLP
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