Regulation CC: Check Holds, Funds Availability & Remote Deposit Capture

Compliance Frontline & New Accounts IRA & HSA Operations Deposit Account Compliance Managers & Supervisors IT & Cybersecurity

On-Demand Webinar

StreamedMay 13, 2026Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

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Master the most confusing teller challenge with confidence!

This focused session will demystify Regulation CC and clearly explain the rules governing funds availability, permissible check holds, and remote deposit capture procedures. Participants will gain practical guidance on when and how to place holds, which accounts are affected, and required disclosures. Using real-world examples, this presentation will strengthen understanding and equip your frontline team to handle questions confidently and maintain compliance every time.

KEY WEBINAR TAKEAWAYS

How to count days and place holds
Next-day items versus other checks
When to place a case-by-case hold
When to place an exception hold
Hold notices and how to complete
When to use the new account exception
How to stop common errors on holds

This webinar is part of the Teller Excellence Series

BONUS MATERIALS

Regulation CC Handbook

WEBINAR DETAILS

Regulation CC is the regulation governing the availability of funds for transaction accounts and the holds which financial institutions can place on checks. This regulation was passed in 1988 and yet continues to be one of the toughest compliance problems in financial institutions around the country. There are many questions, such as can we place a hold on a cashier’s check? How many days can we hold checks on a new account? Does this apply to business accounts? Do we have to give the hold while the accountholder is there or can we mail it later? These questions will all be addressed in this informative and easy to follow webinar for the frontline.

WHO SHOULD ATTEND?

Tellers
Teller supervisors
Training
Compliance

TAKE-AWAY TOOLKIT

Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.