Military Lending Act & Servicemembers Civil Relief Act
April 7, 2026
Live Webinar
DateApr 7, 2026Duration90 minutes
12:00 PM PDT01:00 PM MDT
02:00 PM CDT03:00 PM EDT
- Unlimited connections for your institution
- Available on desktop, mobile & tablet
- Take-away toolkit
- Presenter’s contact info for questions
On-Demand Webinar
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
The Military Lending Act (MLA) and Servicemembers Civil Relief Act (SCRA) provide essential protections for servicemembers and their families.
Recent regulatory guidance highlights the
importance of accurate coverage determination, disclosure compliance, and
consistent monitoring. This webinar will explain which servicemembers and
dependents are protected, when the Acts apply, and how institutions can
safeguard against violations. Participants will receive a practical compliance
checklist to identify, manage, and mitigate risk while ensuring full adherence.
KEY WEBINAR TAKEAWAYS
- Purpose, scope, and key differences between the MLA and SCRA, including who is protected and when protections apply
- Determining MLA covered borrower determinations and safe harbor
- MAPR calculation and what fees may be included and excluded
- Required disclosures and documentation
BONUS MATERIALS
- Compliance checklist
- MAPR calculation worksheet
WEBINAR DETAILS
Servicemembers and their families are entitled to
unique federal protections, and financial institutions face heightened scrutiny
when those protections are not applied correctly. The Military Lending Act
(MLA) and Servicemembers Civil Relief Act (SCRA) impose complex, overlapping
requirements that affect consumer lending, mortgage servicing, deposit
accounts, collections, and foreclosure activity. This webinar will provide a
practical operations-focused overview of MLA and SCRA requirements, recent
enforcement trends, and examiner expectations, with an emphasis on real-world
application for financial institutions. Attendees will gain clarity on how to
identify covered borrowers, apply the correct protections at the right time,
and avoid compliance missteps.
WHO SHOULD ATTEND?
- Compliance and risk officers
- Lending and loan operations personnel
- Loan servicing personnel
- Legal counsel
- Senior management
TAKE-AWAY TOOLKIT
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
Presented By

Spencer Fane LLP
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