Payment Systems: Who, What, and How?

Ever wonder how funds move behind the scenes? This foundational session will provide a clear, big-picture view of today’s major payment systems, explaining how they operate, who is involved, and the critical role each plays in the movement of money across the financial ecosystem. Designed for both new and experienced payments professionals, this session will build a strong understanding of the core infrastructure that supports everyday transactions.

Participants will explore the key payment channels, including ACH, card, wire, check, and instant payments, along with an overview of processing flows and common use cases for each system. By the end of the session, attendees will have a practical framework for understanding how payments move from initiation to settlement and how different payment methods are used across the industry.