Overdraft Litigation: Trends & Accepted Procedures
December 18, 2025
Live Webinar
DateDec 18, 2025Duration90 minutes
08:00 AM PST09:00 AM MST
10:00 AM CST11:00 AM EST
- Unlimited connections for your institution
- Available on desktop, mobile & tablet
- Take-away toolkit
- Presenter’s contact info for questions
On-Demand Webinar
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
Overdrafts remain a leading source of litigation, regulatory attention, and reputational risk for financial institutions.
Would your overdraft program
stand up to litigation? Are changes needed to avoid regulatory scrutiny? This
important program will break down the latest court decisions, class-action
theories, and regulatory guidance – and provide compliance steps your
institution can implement now.
AFTER THIS
WEBINAR YOU’LL BE ABLE TO:
- Define CFPB and other regulatory expectations on overdraft disclosures and fee practices
- Understand how ledger versus available balance issues are driving lawsuits
- Explain emerging plaintiff theories for financial institution liability
- Detail the terms for account agreements, fee schedules, and marketing to avoid ambiguities and potential liability
- Develop procedures for overdraft program design, accountholder communication, and complaint handling
WEBINAR DETAILS
Plaintiffs’ attorneys continue to challenge overdraft
fees under state unfair practices laws, contract theories, and federal
regulations. Meanwhile, regulators have sharpened their focus on disclosure
clarity, posting order practices, and repeated NSF/overdraft fee charges. This
webinar will provide a comprehensive update on recent overdraft litigation
trends and practical guidance on accepted industry procedures to reduce
exposure.
WHO SHOULD ATTEND?
This informative session
is designed for compliance, risk, and audit officers, deposit operations staff,
in-house counsel, executive management, and the board of directors.
TAKE-AWAY TOOLKIT
- Overdraft litigation risk checklist
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission,
or republishing of any webinar to other institutions or those not employed by
your institution is prohibited. Print materials may be copied for eligible
participants only.
Presented By

Spencer Fane LLP
Other Webinars That Might Interest You

Avoiding Liability Under the Bank Secrecy Act
by David A. Reed

CFPB’s Rescinded Guidance: Deposit & Operations Implications
by Deborah L. Crawford

10 Reg CC Myths
by Deborah L. Crawford

UPDATED Financial Industry Essentials Module 6: Internal Controls: Overrides, Bank Bribery Act & Ethics
by Molly Stull

Responding to Subpoenas, Garnishments & Levies
by David A. Reed

ACH Return Reason Codes Explained
by Kimberly Ellis

TRID Basics for Lenders & Processors
by Dawn Kincaid

Credit Push Scams: Return Requests & Reversals
by Jessica Lelii

Check Breach of Warranty Blues
by Marcy Cauthon

ACH Reclamations & Garnishments
by Shelly Sipple
© 2025 FINANCIAL EDUCATION & DEVELOPMENT, INC