Overdraft Litigation: Trends & Accepted Procedures

December 18, 2025
Live Webinar
DateDec 18, 2025Duration90 minutes
08:00 AM PST09:00 AM MST
10:00 AM CST11:00 AM EST
    • Unlimited connections for your institution
    • Available on desktop, mobile & tablet
    • Take-away toolkit
    • Presenter’s contact info for questions
On-Demand Webinar
  • Unlimited & shareable access starting two business days after live stream
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions
See Registration Options

Overdrafts remain a leading source of litigation, regulatory attention, and reputational risk for financial institutions.

Would your overdraft program stand up to litigation? Are changes needed to avoid regulatory scrutiny? This important program will break down the latest court decisions, class-action theories, and regulatory guidance – and provide compliance steps your institution can implement now.
 
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
  • Define CFPB and other regulatory expectations on overdraft disclosures and fee practices
  • Understand how ledger versus available balance issues are driving lawsuits
  • Explain emerging plaintiff theories for financial institution liability
  • Detail the terms for account agreements, fee schedules, and marketing to avoid ambiguities and potential liability
  • Develop procedures for overdraft program design, accountholder communication, and complaint handling

WEBINAR DETAILS

Plaintiffs’ attorneys continue to challenge overdraft fees under state unfair practices laws, contract theories, and federal regulations. Meanwhile, regulators have sharpened their focus on disclosure clarity, posting order practices, and repeated NSF/overdraft fee charges. This webinar will provide a comprehensive update on recent overdraft litigation trends and practical guidance on accepted industry procedures to reduce exposure.

WHO SHOULD ATTEND?

This informative session is designed for compliance, risk, and audit officers, deposit operations staff, in-house counsel, executive management, and the board of directors.

TAKE-AWAY TOOLKIT

  • Overdraft litigation risk checklist
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits
 
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

Presented By

ClarkstonShelliShelli Clarkston
Spencer Fane LLP
© 2025 FINANCIAL EDUCATION & DEVELOPMENT, INC