2026 Agricultural Lending Challenges: Economic Conditions, Managing Troubled Borrowers & Updates on the ACRE Act & Government Support Payments

Navigating Agricultural Lending Challenges in 2026: Economic Conditions, Financial Expectations & Supporting Troubled Borrowers

Compliance Lending Operations

On-Demand Webinar

StreamedFeb 3, 2026Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

See Registration Options

Liquidity losses from 2023–2025 are now compounding, and lenders are entering 2026 with growing carryover balances, increased renewal complexity, and more borrowers needing restructures or workout-level attention.

Whether your bank’s portfolio is heavily concentrated in row-crop operations or includes a mix of diversified farms, this timely presentation will ensure your ag lending team is prepared for the realities of 2026 and beyond.

KEY WEBINAR TAKEAWAYS

Using cash-to-accrual analysis, stress tests, and 2026 price/yield assumptions to evaluate borrower repayment ability
Early signs of financial stress, including liquidity erosion, behavioral red flags, and deteriorating collateral indicators
Effective carryover management and loan restructures, including when to use FSA guarantees and how to document them for examiners
A clear, actionable framework to determine whether to retain, restructure, or exit a troubled agricultural credit relationship
Understand current IRS guidance on ACRE Act tax benefits for rural and agricultural loans
Plus, how the new ad hoc support payments will impact borrowers

BONUS MATERIALS

A downloadable 2026 Ag Lending Toolkit that includes:
- Grain farm cash-to-accrual worksheet
- Carryover debt evaluation checklist
- Borrower stress-test template
- Management skills assessment tool
A sample multi-year borrower workout plan
A resource list of 2026 economic and ag-sector data sources

WEBINAR DETAILS

Grain producers face their third consecutive year of compressing margins, with corn and soybean returns remaining below cost of production for most operations. This timely webinar is designed to provide a comprehensive roadmap for navigating agricultural lending in a high-risk environment. You will learn how to evaluate repayment ability under 2026 conditions, strengthen underwriting and cash-flow expectations, identify early signs of borrower distress, and implement proven restructuring strategies that protect both the borrower and the bank. The session will also provide practical guidance on exiting unviable credit relationships, communicating with highly stressed borrowers, and preparing documentation that will withstand regulatory scrutiny.

WHO SHOULD ATTEND?

Ag lenders
Commercial lenders
Credit analysts
Loan review officers
Chief credit officers
Special assets/workout specialists
Bank presidents, CEOs, and senior management with agricultural exposure

TAKE-AWAY TOOLKIT

Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.