HMDA Part 3: Commercial Loans

Compliance Lending

On-Demand Webinar

StreamedNov 20, 2025Duration60 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

See Registration Options

HMDA reporting can be complicated – especially when it comes to commercial loans.

Do you know the difference between covered and excluded applications? What qualifies as a dwelling – or mixed-use dwelling? What demographics must be reported? This educational session will answer these questions and more, as well as exploring sticky problem areas that can lead to violations. Register today!

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Distinguish between covered and excluded applications
Understand which structures meet the standard of being a dwelling for HMDA reporting
Know what counts as gross annual income
Meet the challenges of reporting demographic information
Handle complex issues with mixed-use dwellings, which are often used as collateral for commercial loans
Use the CFPB and FFIEC HMDA resources more effectively
Define the correct loan purpose
Explain complex HMDA scenarios to lending staff, including new employees

WEBINAR DETAILS

This webinar will offer a review of the fundamental requirements specific to commercial loan applications while focusing on the common problem areas that can create reporting violations. Real-life examples for commercial loans will be offered. Additionally, HMDA resources will be provided to improve training, identify potential reporting errors, and streamline the data integrity process.

WHO SHOULD ATTEND?

This informative session is designed for all employees who need to understand and manage HMDA reporting, including loan operations staff, commercial loan officers, loan assistants, processors, compliance officers, and auditors.

TAKE-AWAY TOOLKIT

HMDA flowchart for 2025 activity, including updated resources from the CFPB
Tool for taking demographic information
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

TESTIMONIALS

"The presenter was knowledgeable about the material and she was very thorough. She made sure that it was easy to follow along with the handout provided. I loved the handout; it provided even more information than what could be covered during the presentation. She also reiterated the key points and tied them into each section to which they pertained. She took the time to thoughtfully answer attendees' questions, and promised follow-up for any questions she couldn't answer in the moment. Thank you for a wonderful experience!"

- Leland, Mountain Pacific Bank