HMDA Part 1: Application Basics

October 8, 2025

Compliance Human Resources Lending

Live Webinar

DateOct 8, 2025Duration60 minutes

08:00 AM PDT09:00 AM MDT

10:00 AM CDT11:00 AM EDT

Unlimited connections for your institution
Available on desktop, mobile & tablet
Take-away toolkit
Presenter’s contact info for questions

On-Demand Webinar

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

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When is a mortgage loan application covered by the Home Mortgage Disclosure Act (HMDA)?

What data must be collected? What types of dwellings necessitate HMDA reporting? What does a completed application look like? Attend this session to get the answers to these questions and more.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Determine if an application will be covered by HMDA using a simple four-step process to define loan purpose, dwelling security interest, extensions of credit, and exclusions
Effectively use the CFPB’s HMDA resources
Define the various types of dwellings that trigger a HMDA application
Explain to applicants the need to collect demographic information
Understand the elements of a completed application

WEBINAR DETAILS

The Home Mortgage Disclosure Act requires financial institutions to collect and report data related to certain applications secured by a dwelling. Reporting mistakes can result in civil money penalties and regulatory headaches. Join this fast-paced 60-minute session that will outline the basic rules for identifying potential HMDA applications, provide effective training for new employees, and reinforce the importance of “getting it right” for lending staff!

WHO SHOULD ATTEND?

This informative session is designed for all employees involved with HMDA reporting, including loan operations staff, loan officers, loan assistants, processors, compliance officers, and auditors.

TAKE-AWAY TOOLKIT

HMDA flowchart and checklists
CFPB resource links
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.