HMDA Part 1: Application Basics
On-Demand Webinar
StreamedOct 8, 2025Duration60 minutes
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
When is a mortgage loan application covered by the Home Mortgage Disclosure Act (HMDA)?
What data must be collected?
What types of dwellings necessitate HMDA reporting? What does a completed
application look like? Attend this session to get the answers to these
questions and more.
AFTER THIS
WEBINAR YOU’LL BE ABLE TO:
- Determine if an application will be covered by HMDA using a simple four-step process to define loan purpose, dwelling security interest, extensions of credit, and exclusions
- Effectively use the CFPB’s HMDA resources
- Define the various types of dwellings that trigger a HMDA application
- Explain to applicants the need to collect demographic information
- Understand the elements of a completed application
WEBINAR DETAILS
The Home Mortgage
Disclosure Act requires financial institutions to collect and report data
related to certain applications secured by a dwelling. Reporting mistakes can
result in civil money penalties and regulatory headaches. Join this fast-paced 60-minute
session that will outline the basic rules for identifying potential HMDA
applications, provide effective training for new employees, and reinforce the
importance of “getting it right” for lending staff!
WHO SHOULD ATTEND?
This informative session
is designed for all employees involved with HMDA reporting, including loan
operations staff, loan officers, loan assistants, processors, compliance
officers, and auditors.
TAKE-AWAY TOOLKIT
- HMDA flowchart and checklists
- CFPB resource links
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission,
or republishing of any webinar to other institutions or those not employed by
your institution is prohibited. Print materials may be copied for eligible
participants only.
Presented By

Compliance Training & Consulting for Financial Institutions
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