Flood Protection for Complex Structures

September 29, 2025
Live Webinar
DateSep 29, 2025Duration90 minutes
08:00 AM PDT09:00 AM MDT
10:00 AM CDT11:00 AM EDT
    • Unlimited connections for your institution
    • Available on desktop, mobile & tablet
    • Take-away toolkit
    • Presenter’s contact info for questions
On-Demand Webinar
  • Unlimited & shareable access starting two business days after live stream
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions
See Registration Options

This detailed program will cover the Flood Disaster Protection Act (FDPA) and share tips and tools on how to determine if mixed-use buildings are residential or non-residential, how to ascertain the insurable value, and how to document workpapers to support FDPA compliance.

It will be a great resource when conducting the next flood review or calculating coverage on a loan secured by many different types of structures.
 
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
  • Calculate the minimum amount of flood insurance on multiple structures
  • Determine whether a structure meets the definition of a “building”
  • Explain how to identify mixed-use properties appropriately
  • Determine when the detached exemption is available
  • Distinguish between residential and non-residential structures
  • Understand how the FDPA applies to typical agricultural-related buildings and barndominiums
  • Properly calculate coverage requirements for duplexes and condominiums
  • Address coverage requirements for a structure demolition and subsequent construction
  • Document flood insurance calculations
  • Utilize resources, including the interagency flood FAQs and FEMA’s Flood Insurance Manual

WEBINAR DETAILS

Calculating minimum coverage requirements to fulfill the requirements of the FDPA is simple when only one single-use structure is taken as collateral. However, loan collateral often includes multiple types of structures, multiple purposes of a single structure, and structures located in and out of a special flood hazard area. In other cases, unique structures may raise questions as to whether it meets the definition of a building and if flood insurance is required. Join this deep dive into examples of how to properly calculate the minimum amount of flood insurance for a variety of situations using agency-issued guidance and the Flood Insurance Manual.

WHO SHOULD ATTEND?

This informative session is designed for risk officers, compliance officers, auditors, loan review staff, and anyone responsible for compliance with the FDPA, including lenders and loan processing personnel.

TAKE-AWAY TOOLKIT

  • Flood insurance calculation worksheet
  • Special flood hazard area loan worksheet
  • Flood FAQs
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

Presented By

Molly StullMolly Stull
Brode Consulting Services, Inc.
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