Understanding Call Report Regulatory Capital

This session provides an in-depth look at Schedule RC-R and regulatory capital reporting, covering topics such as the Community Bank Leverage Ratio, residential mortgage exposures, HVCRE loans, deferred tax assets, and unfunded commitments. Learn how errors in other schedules can affect capital ratios and how to avoid mistakes in capital calculation and risk-weighting. Participants will gain actionable strategies to report accurately, maintain compliance, and improve confidence in managing regulatory capital reporting.