Writing Effective Credit Memos & Loan Narratives

Lending

On-Demand Webinar

StreamedJun 22, 2026Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

See Registration Options

Transform complex financial details into clear, credible credit memos and loan narratives that drive confident lending decisions.

Join compliance expert Molly Stull to learn how to structure concise, insightful presentations that capture borrower performance, document key developments, and support safe, sound credit decisioning. The program will emphasize essential elements underwriters and lenders rely on to assess credit risk, maintain compliance, and strengthen portfolio management. Come away with proven strategies for creating documentation that aligns decisions with institutional goals and stands up to future review.

KEY WEBINAR TAKEAWAYS

A credit memo is both the foundation document for the current request and a critical reference for future decisions
Composing a clear, concise, and compelling credit memo that supports decision making
The significance of identifying and documenting loan policy exceptions
Anticipating and avoiding common examiner criticisms in credit presentations and memos

BONUS MATERIALS

Sample credit memo formats
List of online resources for industry analysis

WEBINAR DETAILS

The Credit Analysis Memorandum (CAM) and loan narrative serve as the foundation of sound credit decisioning. These essential documents establish a durable framework for future modifications and renewal evaluations. They support ongoing portfolio management by documenting key developments, tracking changes in credit quality, and capturing the evolving nature of the borrower relationship over time. In just a few pages, years of critical information are distilled into a concise, actionable format.

For underwriters, the CAM delivers the clarity needed to confidently evaluate risk and make decisions that align with institutional objectives, and it is vital to ensuring safety and soundness, maintaining compliance, and supporting a well-documented credit decision. This session will provide a practical, step-by-step approach to developing meaningful loan presentations that clearly communicate the full credit story.

WHO SHOULD ATTEND?

Credit analysts
Loan review
Commercial lenders
Credit administration

TAKE-AWAY TOOLKIT

Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.