Agricultural Lending Basics
On-Demand Webinar
StreamedMar 7, 2023Duration90 minutes
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
The face of agricultural lending is changing.
It encompasses traditional operations as well
as weekend farmers. Designed for newer
ag lenders and credit analysts, this webinar will address a variety of
operations and explain the unique aspects of agricultural loans. This sector might be just the ticket for your
institution!
AFTER
THIS WEBINAR YOU’LL BE ABLE TO:
- Confidently analyze ag and agribusiness loan requests
- Understand the unique attributes of ag lending
- Communicate effectively with your ag borrowers even if you don’t have a farm background
- Better understand the impact of global affairs on agriculture, even for a weekend farm or livestock operation
- Structure ag loans properly and make appropriate use of government guaranty programs
WEBINAR DETAILS
Agriculture and ag lending are often seen as a
mystery to those who didn’t grow up on a farm. Some ag lenders have a strong
farming background and understand terms that other lenders struggle with. But
much of the analytical work on ag credits is done by credit analysts, and
decisions are made by committees with limited personal knowledge of
agriculture. This webinar will cover the
unique attributes of ag lending so you are able to confidently analyze ag
credit and feel comfortable making an informed credit decision. This will
include row crops, livestock, dairy, and specialty crop operations.
Topics covered will
include:
- Analyzing agricultural tax returns to determine repayment ability, including cash-to-accrual adjustments
- Importance of annual cash flow/crop plans, including assessing multiyear expansion plans, transitions to organic farming, and realistic family living
- How global forces really impact agriculture
- Collateral analysis basics, including growing crops
- Assessing management skills and transition plans
- Structuring ag loans and the use of guaranty programs
- Interpersonal aspects of ag lending
- Risk management concepts of crop insurance and hedging
- Resources for ag-specific information
WHO SHOULD ATTEND?
This informative session
is designed for newer ag lenders, credit analysts, and loan committee members who
want to take some of the mystery out of ag lending and increase their knowledge
and skills in assessing this critical segment.
TAKE-AWAY TOOLKIT
- Ag resource guide, including links to useful websites
- Cash-to-accrual Excel file
- Management assessment checklist
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to
copyright. Transmission, retransmission, or republishing of any webinar to
other institutions or those not employed by your institution is prohibited.
Print materials may be copied for eligible participants only.
Presented By
RiverPointUSA LLC
© 2024 FINANCIAL EDUCATION & DEVELOPMENT, INC