Consumer Real Estate Loans: Step-by-Step

Collections Compliance Lending

On-Demand Webinar

StreamedMay 11, 2023Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

See Registration Options

Lending is the heartbeat of your financial institution.

With so many regulations governing consumer loan compliance, what exactly should be your focus? This webinar will map out an example of a consumer RE loan from beginning to end. You’ll learn all the details, plus get insight on what examiners are watching.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Prevent fair lending issues from initial conversations through closing
Understand E-SIGN requirements for electronic disclosures
Gather required GMI and HMDA data
Determine if appropriate flood insurance is in place
Review appraisal requirements
Avoid TRID errors on loan estimates and closing disclosures
Use provided checklists to verify loan file documentation

WEBINAR DETAILS

Perhaps no financial product or service is “touched” by more regulatory requirements than a consumer real estate loan. From the first discussions with the borrower, to the application, to the closing table, regulations guide each stage of the loan process. This webinar will walk through a sample consumer real estate loan from application to closing. It will address the regulatory compliance issues that impact the loan, your institution, and the borrower. In addition, it will highlight the issues examiners are citing the most and share best practices for avoiding costly errors.

WHO SHOULD ATTEND?

This informative session is designed for consumer mortgage loan officers, loan operations personnel, compliance officers, and internal auditors.

TAKE-AWAY TOOLKIT

Consumer real estate loan documentation checklist
Flood insurance determination worksheet
Sample changed circumstance form
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

TESTIMONIALS

"The webinar was very organized and the reference pages on the note taking page to facility the location where the information is found was great."

- Viktoria, Legacy Bank

Presented By

Dawn Kincaid

Brode Consulting Services, Inc.