Consumer Bankruptcy - Chapters 7 & 13: Special Rules, Cramdowns & Risks
On-Demand Webinar
StreamedOct 2, 2025Duration90 minutes
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
Broke? Uncommunicative? Seemingly out of options?
Is bankruptcy the end of the
line for your borrower? Can anything be salvaged? You must act fast to protect
your financial institution’s options and interests. Learn the available actions
and alternatives during this well-crafted webinar.
AFTER THIS
WEBINAR YOU’LL BE ABLE TO:
- Distinguish between Chapter 7 and Chapter 13 bankruptcies
- Understand the timelines for repossessing and foreclosing on collateral
- Determine when, why, and how your institution should file a proof of claim
- Properly complete a reaffirmation agreement
- Distinguish when a cramdown is permitted
- Explain what can be done after the debtor is discharged
- Determine when the debtor can voluntarily agree to pay the lender
WEBINAR DETAILS
The consumer bankruptcy process is complicated,
time-consuming, and expensive. Many lenders waste time and money handling
bankruptcies because they don’t understand the rules. This webinar will explain
the actions that must be taken to protect your financial institution’s
interests in each bankruptcy situation. It will cover both Chapter 7 and
Chapter 13 bankruptcies and will explain all the processes, including exempt
property, fraudulent transfers, preference payments, cramdowns, and reaffirmations.
It will also address lenders’ rights, key deadlines, and compliance
obligations. This webinar will give you the practical tools and insights needed
to navigate the bankruptcy process with confidence.
WHO SHOULD ATTEND?
This informative session
will be useful to loan officers, loan operations personnel, credit
administration staff, collectors, compliance personnel, attorneys, managers,
and others involved in the bankruptcy process.
TAKE-AWAY TOOLKIT
- Consumer bankruptcy cheat sheet
- Proof of claim filing checklist
- Flowchart of the consumer bankruptcy process
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission,
or republishing of any webinar to other institutions or those not employed by
your institution is prohibited. Print materials may be copied for eligible
participants only.
Presented By

Spencer Fane LLP
Other Webinars That Might Interest You

Sunset of FFIEC Cybersecurity Assessment Tool: What Now?
by Shelli Clarkston

Commercial Loans: Foreclosing on Your Security Interest in Collateral
by Shelli Clarkston

Handling Court-Ordered Accounts: Estates, Guardianships, Conservatorships & Bankruptcies
by Deborah L. Crawford

Responding to Subpoenas, Garnishments & Levies
by David A. Reed

HELOC How-To In-Depth
by Molly Stull

Escrow Excellence: From Loan Estimate to Annual Analysis
by Molly Stull

UPDATED Financial Industry Essentials Module 4: Regulatory Agencies, Examinations & Deposit Insurance Safeguards
by Molly Stull

Stablecoin Compliance & Regulation: What You Must Know Now
by Kevin Olsen

1099 Reporting: Foreclosures, Repossessions & Debt Settlements
by Shelli Clarkston

Construction Lending Series: TRID Breakdown Part 1: Loan Estimate for Fixed-Purchase, Variable-Refinance & Construction
by Dawn Kincaid
© 2026 FINANCIAL EDUCATION & DEVELOPMENT, INC


