2024 ACH Specialist Series

Liability. No institution wants it, but all are at risk. One risk area that has exploded in recent years involves electronic payment fraud – and both ODFIs and RDFIs are experiencing the fallout. ACH fraud can involve consumer or commercial accounts. Do you know which regulations apply to each? What are the return deadlines? What are your institution’s responsibilities to the accountholder? Can you afford to miss this important program?

Join this important update to learn the latest on ACH payment processing for 2024. This informative webinar will address recent Nacha initiatives and upcoming ACH rule amendments aimed at abating credit-push fraud. You’ll learn about the effects on your institution and how to prioritize an action plan. Don’t let this opportunity for expert insight and forecasting pass you by.

Do you know the difference between an ACH warranty and an indemnity? What happens if you can’ t settle a dispute with another financial institution? This webinar will answer these questions, plus address ACH authorizations, NOCs, and situations where checks are converted to ACH debits. Don’t miss this practical program.

There are ACH rules and then there are the government’s ACH rules. Do you know the differences? Are you properly managing government ACH reclamations and garnishments on accounts depositing federal benefits via ACH? What about Death Notification Entries? Join us to learn how federal government rules differ from ACH rules and how missteps can cause considerable losses for your institution.

Regardless of whether your institution plans to originate instant payments, receiving them is inevitable. And just like ACH payments, even if you only receive these transactions, you must play by the rules. Join this program to learn the regulatory impact of instant payments such as FedNow and RTP on your financial institution. It will cover Reg CC (both FedNow and RTP are covered as electronic payments), Regulation E and instant payment returns, OFAC guidance on instant payments, UCC 4A, Regulation J, RTP Operating Rules, the Federal Reserve Operating Circular 8, and more! Find out how these rules and regulations apply to instant payment processing for both originating and receiving financial institutions.

The popularity of remote deposit capture has grown exponentially. The flip side is that there has also been an increase in duplicate checks. Do you know how to handle these returns under various scenarios? What timeframe applies? What if it’s outside the return timeframe? Do you know which code to use? What are the compliance requirements? Join us to learn the answers to these questions and more.