Regulatory Update for the Credit Analyst

In this highly scrutinized industry, it is critical to understand the regulatory agencies’ expectations, which are often influenced by economic factors. Although interest rates have come down recently, refinance risk is still an important issue for many organizations. There will continue to be very close scrutiny of CRE loans, especially for organizations with CRE concentrations. Agricultural lending is likely to be an area of growing concern with ag economists believing the ag economy is in, or near, a recession. There has been some growing delinquency in automobile loans. With these existing and emerging challenges, it is more important than ever to be in sync with regulators. Irrespective of the economy, understanding regulators’ general expectations contributes to effective credit underwriting and management.

So, what are regulators’ expectations for 2025? What are they most concerned about regarding effective credit management? Get expert insight on how to practically meet their expectations and effectively communicate with them, including how to constructively discuss criticisms or disagreements. (Note: This webinar will be focused on credit risk and credit management and not on compliance.)