Consumer Lending Collateral Considerations & Documentation
On-Demand Webinar
StreamedJan 4, 2024Duration90 minutes
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
This must-attend session will cover the ins and outs of consumer collateral from A to Z.
Learn how to properly perfect
security interests in all types of personal property and get the documentation
requirements down pat! This thorough training will help you avoid mistakes and
reduce loss.
AFTER THIS
WEBINAR YOU’LL BE ABLE TO:
- Understand which loan documents are legally required for each loan type
- Distinguish the proper method of perfection for each collateral type
- Identify when a co-signer or guarantor can be required for a consumer loan
- Explain which documents a borrower’s spouse can be required to sign
- Differentiate the responsibilities owed to a borrower, co-signer, and guarantor
WEBINAR DETAILS
Your financial
institution must properly document its consumer loans and properly perfect its
security interest in collateral. Making a mistake in the documentation or
perfection process often results in losing the ability to collect against the
consumer and/or the collateral.
This webinar will provide a thorough,
up-to-date understanding of consumer loan documents and how to properly perfect
security interests in all types of consumer personal property collateral,
including motor vehicles and other titled property, deposit accounts, stocks
and mutual funds, computers and equipment, furniture, accounts receivable,
general intangibles, and contract rights. It will explain the situations where
filing a UCC-1, taking possession, or obtaining a third-party control agreement
is required for perfection. It will also address the compliance rules under Reg
B and Reg Z that are applicable to consumer loan documentation. (This webinar
will not cover real property collateral.)
WHO SHOULD ATTEND?
This informative session
is designed for all personnel involved with consumer loans, including consumer
loan officers, loan operations personnel, tellers, service representatives,
compliance officers, attorneys, auditors, and managers.
TAKE-AWAY TOOLKIT
- Sample loan documentation checklist (list of the loan documents and perfection documents necessary for each loan type)
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
Presented By

Spencer Fane LLP
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