Ag Lending Compliance, Including Industrial Hemp

Ag loans have come a long way. Whether you’re making loans for farmland, mixed-use property, or barndominiums, compliance is key. And what about hemp-related businesses? Learn the risks, regulations, and red flags in today’s ag lending climate.

Ag loans have expanded far beyond those for farmland, equipment, and lines of credit. As mixed-use properties, such as barndominiums, increasingly appear in our communities, it is important to understand how compliance regulations apply to ag properties and to know when an ag exemption is available. Even if you are not the designated ag lender at your institution, it is highly likely that you will encounter a loan application that includes some aspect of agriculture.

Another area of ag loan growth is industrial hemp. Many financial institutions are hesitant to serve hemp-related businesses due to the perceived risks and confusion about marijuana-related laws. How do you know a “legal” hemp crop from an “illegal” one? What ongoing due diligence and reporting are expected? Where do we start? Join us for answers to these questions and more in this fact-filled session.

Attendance certificate provided to self-report CE credits.

• Loan documentation checklist
• Flood determination form
• Hemp/CBD enhanced due diligence worksheet
• Employee training log
• Interactive quiz