2025 HMDA Submission Due March 1, 2026: Updates, Challenges & Real-Life Examples

January 20, 2026
Live Webinar
DateJan 20, 2026Duration60 minutes
08:00 AM PST09:00 AM MST
10:00 AM CST11:00 AM EST
    • Unlimited connections for your institution
    • Available on desktop, mobile & tablet
    • Take-away toolkit
    • Presenter’s contact info for questions
On-Demand Webinar
  • Unlimited & shareable access starting two business days after live stream
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions
See Registration Options

Your HMDA data tells your institution’s story — and regulators are listening.

Join this comprehensive session to unpack the top challenges in the 2025 submission process, including mixed-use property rules, demographic data collection, and quality edits. Get step-by-step direction on using CFPB’s 2025 FIG and improving data integrity from collection through submission.

KEY WEBINAR TAKEAWAYS
  • HMDA resources in CFPB’s 2025 FIG (Filing Instructions Guide)
  • Analysis of confusing issues, such as dwelling definition, mixed-use property scenarios, and complex demographic information collection
  • How to handle quality edits
  • Clarifications for complicated data points

BONUS MATERIALS

  • HMDA worksheets and flow chart for 2025 activity including updated resources from CFPB
  • Lists of data fields for each data point
  • Helpful HMDA compliance resources including checklists for submission and Fair Lending considerations

WEBINAR DETAILS

HMDA reporting continues to be a challenge for many financial institutions. Most importantly, this public data can be scrutinized for potential discriminatory practices that can challenge your financial institution’s reputation. Join this fast-paced webinar to learn about the top 10 issues for HMDA reporters and receive valuable tools to submit your 2025 HMDA data by March 1, 2026. The information will include citations, tips, and real-life examples. You’ll also learn important information that can cause reporting errors, including these top five issues:
  • Secondary market reporting
  • Dwelling definitions and mixed-use property scenarios
  • Demographic information collection
  • Reporting applications made in the commercial loan area
  • Data integrity challenges and submission and resubmission

WHO SHOULD ATTEND?

  • Loan operations personnel
  • Loan Officers
  • Loan Assistants
  • Processors
  • Compliance Officers
  • Fair Lending Officers
  • IT support staff
  • Auditors

TAKE-AWAY TOOLKIT

  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

Presented By

Susan CostonisSusan Costonis
Compliance Training & Consulting for Financial Institutions
© 2025 FINANCIAL EDUCATION & DEVELOPMENT, INC