Diving Deep into Force-Placed Flood Insurance

On-Demand Webinar
StreamedFeb 29, 2024Duration60 minutes
  • Unlimited & shareable access starting two business days after live stream
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions
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The Flood Disaster Protection Act requires time-sensitive actions by the lender or its designated servicer during force placement.

In addition, there are specific documentation requirements for borrower notification. Learn how to successfully handle all aspects of force-placed flood insurance coverage.
  • Explain force-placement timing requirements
  • Properly prepare a notice of underinsured or uninsured flood insurance coverage
  • Accurately calculate the amount of force-placed flood insurance
  • Identify documentation necessary to demonstrate flood insurance coverage in connection with a lender’s refund of force-placed premiums
  • Explain the action steps required upon a SFHA change due to a FEMA flood zone map change
  • Recognize examiner-identified force-placement exceptions


Weaknesses continue to be identified in the force placement of flood insurance. This webinar will go in-depth through the required actions when a designated loan is identified as being underinsured or even uninsured for required flood protection. Even after the activation of a force-placed policy, numerous steps must be followed to track and appropriately cancel a policy. You’ll learn the necessary measures from start to finish regarding force-placement requirements.


This informative session is designed for lenders, loan processors, lending staff, compliance officers, risk officers, and trainers.


  • Sample force-placed flood insurance procedures
  • Sample notice of insufficient flood insurance coverage
  • Force-placement transactional review checklist
  • SFHA tracking log
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.


"Wonderful resource! Covered essential basics of force placed insurance."
- Elizabeth, United Community Bank

"Lender placed insurance is such a hot button topic any refresher or new information is always welcomed. We all very much enjoyed the webinar."
- Linda, United Community Bank

"Overall everything was good. Molly was a great presenter; she moved at a good pace, made understanding easy, and provided great take away materials."
- Kelly, Susquehanna Community Bank

Presented By

Molly StullMolly Stull
Brode Consulting Services, Inc.