Collateral Analysis: Evaluation, Weaknesses & Monitoring Value
On-Demand Webinar
StreamedApr 27, 2023Duration90 minutes
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
Collateral analysis can be complicated.
Every
lender hopes that it never comes down to dealing with the collateral – but
things don’t always work out as planned. If the cash flow becomes a trickle, you may have to get down to brass
tacks. Hopefully the collateral analysis
that was performed stands strong. Learn
how to deal with all aspects of this complex, yet important, analysis.
AFTER
THIS WEBINAR YOU’LL BE ABLE TO:
- Accurately assess and monitor the value of collateral
- Explain what can impact the value of collateral
- Understand the key items in an appraisal when analyzing the value as collateral
- Comprehend the challenges in taking possession of collateral
WEBINAR DETAILS
The
most frightening thing a lender can say is, “I’m not worried, we’ve got plenty
of collateral.” Do you know how to appropriately analyze collateral coverage? This includes looking for the right elements in
an appraisal (outside the mandated appraisal review), considerations for
various types of collateral, and how to best monitor those values – including marketable
securities, accounts receivable, inventory and equipment, and real estate.
This
presentation will take a risk-based approach to collateral analysis, adjusting
the depth of the analysis to match the strength of the borrower. Collateral only comes into play if cash flow
fails. Analysis must be focused on
collateral as a secondary or tertiary source of repayment and not as a crutch
for poor business results (or poor underwriting).
WHO SHOULD ATTEND?
This informative session
is designed for commercial lenders, credit analysts, credit department
managers, senior loan officers, senior credit officers, loan review personnel,
branch managers serving commercial borrowers, chief risk officers, and
auditors.
TAKE-AWAY TOOLKIT
- Collateral analysis worksheet
- Collateral monitoring guide
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to
copyright. Transmission, retransmission, or republishing of any webinar to
other institutions or those not employed by your institution is prohibited.
Print materials may be copied for eligible participants only.
TESTIMONIALS
"This webinar came with great take-aways items and tools to utilize in our underwriting and collateral monitoring processes."
- Michelle, VeraBank
"I have a better understanding of the loan business and will be able to put this in practice. I will probably attend it one more time!"
- Leah, Farmers State Bank
Presented By
RiverPointUSA LLC
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