Credit Analysis & Lending Series: Deeper Cash Flow Analysis, Balance Sheet & External Factors

Expand your expertise in cash flow analysis with this advanced session, building on the foundation set in the August 12 program. Beyond simply calculating debt service coverage, it will focus on analyzing the borrower’s balance sheet to identify potential risks, cash generation capacity, and key red flags. Learn how external factors such as economic conditions and industry trends can impact long-term cash flow sustainability. You’ll also gain insights into stress testing cash flows and how to structure loans effectively to prevent future repayment issues. Special attention will be given to short-term and bridge loans, which, though infrequent, can present significant risks if not underwritten properly. Don’t miss this opportunity to enhance your ability to manage complex lending scenarios and improve loan performance.