Adverse Action: Initial Requirements & Response After Loan Origination

October 6, 2026

Compliance Lending Operations

Live Webinar

DateOct 6, 2026Duration90 minutes

08:00 AM PDT09:00 AM MDT

10:00 AM CDT11:00 AM EDT

Unlimited connections for your institution
Available on desktop, mobile & tablet
Take-away toolkit
Presenter’s contact info for questions

On-Demand Webinar

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

See Registration Options

Every adverse action notice matters.

Get the timing and requirements right every time. This webinar will equip financial institutions to meet ECOA and FCRA adverse action requirements by delivering accurate notices, avoiding common compliance errors, and confidently managing consumer and business credit applications.

KEY WEBINAR TAKEAWAYS

Actions and decisions that trigger adverse action notification
Who must receive an adverse action notice and when notification is required
When FCRA requirements must be included in consumer denial notices
Notification requirements when credit terms are changed for an existing borrower

BONUS MATERIALS

Application trigger chart detailed by regulation
Chart explaining each statement of reason on the notice
Second review checklist of adverse actions/withdrawn files

WEBINAR DETAILS

Required notices help applicants understand what additional information or documentation is needed to complete an application or the specific reasons a credit request was declined. Two federal laws govern these notification requirements: the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA). Understanding when each law applies is essential for ensuring compliance and effectively managing the loan application process. During this webinar, you will learn the notification requirements for both consumer and business credit applications, identify when ECOA and FCRA requirements apply, and recognize common notification errors cited by regulators so they can be avoided.

WHO SHOULD ATTEND?

Loan officers
Loan processors
Compliance officers
Risk officers
Auditors

TAKE-AWAY TOOLKIT

Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.