ACH Return Reason Codes Explained
October 20, 2026
Live Webinar
DateOct 20, 2026Duration90 minutes
12:00 PM PDT01:00 PM MDT
02:00 PM CDT03:00 PM EDT
- Unlimited connections for your institution
- Available on desktop, mobile & tablet
- Take-away toolkit
- Presenter’s contact info for questions
On-Demand Webinar
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
Take the guesswork out of ACH return reason codes.
Learn when to use which code, meet critical deadlines, and avoid costly processing errors. This webinar will provide a practical guide to ACH return reason codes, helping payments professionals process returns accurately, comply with Nacha requirements, and confidently handle exceptions, dishonored returns, and unusual time frames.
KEY WEBINAR TAKEAWAYS
- Return reason codes to use for consumer versus non-consumer ACH entries
- Process for dishonored and contested/corrected dishonored returns
- General return time frame and extended return time frame, as well as other time frames applicable to ACH returns
WEBINAR DETAILS
With 70 different return reason codes utilized in the ACH Network, it can be challenging to determine the most appropriate code to use in a given situation. Which return reason codes require a Written Statement of Unauthorized Debit (WSUD)? How many days do we have to process a return? What about the return reason codes that have unusual time frames that don’t fall into the standard or extended return time frames? This session will answer all these questions and more, and provide an overview of dishonored returns, contested dishonored returns, and returns that are processed by the ACH Operator or Gateway.
WHO SHOULD ATTEND?
- ACH operations staff
- ACH operations managers
TAKE-AWAY TOOLKIT
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
Presented By

UMACHA
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