2024 Credit Analyst Series

Live Webinar
    • Unlimited connections for your institution
    • Available on desktop, mobile & tablet
    • Take-away toolkit
    • Presenter’s contact info for questions
On-Demand Webinar
  • Unlimited & shareable access starting two business days after live stream
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions
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Credit analysts are the backbone of all lending programs.

And well-written loans are the heartbeat! Without these two things, no financial institution can survive. This four-part series will be presented by experts with decades of experience in credit analysis. Don’t miss their real-world insights and seasoned expertise!

Purchase webinars individually or buy the whole series to save 10%!

2024 CREDIT ANALYST SERIES TOPICS

90-minute webinars - available live or on-demand
  • Regulatory Update for the Credit Analyst
  • Writing Concise, Complete & Effective Loan Presentations
  • Five Vital Financial Factors All Credit Analysts & Lenders Must Master
  • Debt Service Coverage Calculations in Underwriting

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

Included Webinars:

Five Vital Financial Factors All Credit Analysts & Lenders Must Master
Jul 25, 2024Webinar

Five Vital Financial Factors All Credit Analysts & Lenders Must Master

There are five vital financial factors that all lenders must analyze in order to evaluate a borrower’s financial condition. Do you know what they are? Used in conjunction, they can detect any financial challenge a borrower is experiencing. This webinar will provide expert insight into the credit analysis process using a variety of financial tools. This session will define each factor and explain why they are important in the credit analysis process. Methods to determine each factor will be explored using financial statements, ratio analysis, reconciliation procedures, working capital analysis, and best practices in determining true cash flow.
Debt Service Coverage Calculations in Underwriting
Sep 19, 2024Webinar

Debt Service Coverage Calculations in Underwriting

Calculating debt service coverage (DSC) is a fundamental building block of credit analysis (AKA how do we get paid back?). One of the most important concepts is that today’s loans are paid with tomorrow’s cash flow. In addition to the basic techniques of cash flow analysis, including traditional DSC versus UCA, this program will explore the items that must be considered when assessing a borrower’s ability to sustain adequate cash flow over the term of the loan. The emphasis will not only be on how to make the calculations, but also on making an appropriate decision about the type of analysis based on the expected loan repayment. This presentation will also address the impacts of cash- vs. accrual-based accounting choices and how changes on the borrower’s balance sheet affect cash flow. It will cover the use of tax returns, internally prepared financial statements, and accountant-prepared financial statements in constructing accurate cash flow analyses.
Regulatory Update for the Credit Analyst
On-DemandWebinar

Regulatory Update for the Credit Analyst

In this highly scrutinized industry, it is critical to understand the regulatory agencies’ expectations, which are often influenced by economic factors. With the recent rise in interest rates and potential for challenges with CRE borrowers, it is more important than ever to be in sync with regulators. Irrespective of the economy, understanding regulators’ general expectations contributes to effective credit underwriting and management. What are regulators’ expectations for 2024? What are they most concerned about regarding effective credit management? Get expert insight on how to practically meet their expectations and effectively communicate with them, including how to constructively discuss any criticisms or disagreements.
Writing Concise, Complete & Effective Loan Presentations
On-DemandWebinar

Writing Concise, Complete & Effective Loan Presentations

Do you wish your loan presentations were more effective? Are they a struggle to write? Do you wonder if they answer the key questions the loan approvers have? How much detail you include is driven by the complexity of the credit and the type of credit being underwritten. This program will include samples of good (and not so good) content. Join us to learn how to write an effective, real-world loan presentation.
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