New Reg CC Threshold Changes Effective July 1, 2025

Compliance Frontline & New Accounts Operations Senior Management & Directors

On-Demand Webinar

StreamedAug 14, 2024Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

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The new Reg CC thresholds were just released in May.

Do you know the steps to ensure compliance by the July 1, 2025, effective date? Attend this timely webinar to learn about creating an action plan, revising affected documents, and preparing for a smooth transition.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Understand the new numbers for case-by-case holds, large deposits, and new accounts
Determine when to make changes that are required by July 1, 2025, or before
Prepare staff forms for the new numbers
Know how to revise your disclosures for Regulation CC
Adhere to signage compliance changes
Revise the special rules for new accounts
Adopt an action plan for an easy transition

WEBINAR DETAILS

The Consumer Financial Protection Bureau (CFPB) and the Federal Reserve Board jointly adjusted dollar amounts for inflation relating to the availability of accountholder funds. These Regulation CC changes include the minimum amount of deposited funds that financial institutions must make available for withdrawal by opening of business on the next day for certain check deposits, as well as the amount of funds deposited by certain checks in a new account that are subject to next-day availability.

By law, the agencies are required to adjust these dollar thresholds every five years by the annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The inflation measurement period for this adjustment began in July 2018 and ended in July 2023. Released May 13, 2024, these changes will be effective July 1, 2025. Now is the time to prepare!

WHO SHOULD ATTEND?

This informative session is designed for compliance staff, tellers, teller supervisors, trainers, branch operations, and anyone who works with holds.

TAKE-AWAY TOOLKIT

Regulation CC handbook, including case studies, problems, checklists, and sample language for revisions
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.