Lending Exam Targets Locked: Preparing Your TRID, Fair Lending & CRA Programs for Increased Scrutiny

Compliance Directors Lending Senior Management

On-Demand Webinar

StreamedNov 6, 2024Duration90 minutes

Unlimited & shareable access starting two business days after live stream
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

See Registration Options

Examiners have their sights focused on one key issue – protecting consumers and ensuring they are treated fairly throughout the loan process.

Therefore, it’s no surprise that the requirements set forth in TRID, FDPA, CRA, and fair lending regulations are the source of an increasing number of exam violations. Save time and money by scrutinizing your practices before regulators arrive.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Use regulatory resources to research examiner-identified compliance issues
Identify and correct errors in your TRID documents
Understand the marketing limitations of RESPA
Define when a new flood determination is required and calculate the amount of insurance needed
Track and respond to consumer complaints
Explain the requirements and timing of CRA changes

WEBINAR DETAILS

This session will review agency-issued guidance, advisories, and proposals that set forth examiner expectations for these hot buttons: TRID, FDPA, CRA, and fair lending. It will provide information about the most recent regulatory developments and best practices for how to prepare your programs.

It will also look at how CRA changes may impact your assessment areas and fair lending risks. In addition, this webinar will dive into the emerging trends of fair lending enforcement and analyze where issues may arise in your underwriting criteria and practices.

WHO SHOULD ATTEND?

This informative session will benefit loan officers, loan operations personnel, compliance officers, and internal auditors.

TAKE-AWAY TOOLKIT

Links to important regulatory resources
Formulas to test TRID calculations
CRA action plan
Regulatory testing and monitoring documentation
Flood insurance determination form
ATR/QM fact sheet
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.