Cash Flow Analysis Part 1: Debt Service Coverage, Global Cash Flow & More
On-Demand Webinar
StreamedJan 19, 2023Duration90 minutes
- Unlimited & shareable access starting two business days after live stream
- Available on desktop, mobile & tablet devices 24/7
- Take-away toolkit
- Ability to download webinar video
- Presenter's contact info for questions
Credit analysis is the bread and butter of lending. Expert analysis is the icing on the cake. Are you a professional analyst?
When was
the last time you took the opportunity to hone your skills – especially in
regard to assessing cash flow? Whether
you’re new to lending or need a brush up, you’ll benefit from learning more
about global cash flow and debt service coverage.
AFTER
THIS WEBINAR YOU’LL BE ABLE TO:
- Calculate debt service coverage using various techniques
- Select the most appropriate cash flow analysis for each borrower
- Identify what information is needed to perform a cash flow analysis and why specific information is necessary
- Determine global cash flow, including family living
- Assess factors that can impact future cash flow
WEBINAR DETAILS
This presentation will cover the essentials of
cash flow analysis. It will address the unique characteristics of analyzing
commercial real estate (construction and permanent financing), C&I (short
term, equipment, and real estate), and basic agricultural cash flow. You’ll learn about UCA and traditional EBITDA
analysis and when each is most appropriate. The session will also cover the fundamentals of global cash flow,
including the type of information needed to do a proper analysis of the
borrowing entity as a whole, including family living expenses.
One
of the most important concepts of analyzing cash flow is that today’s loans are
paid with tomorrow’s cash. In addition
to the basic techniques of cash flow analysis, you’ll learn about the items
necessary to consider when assessing a borrower’s ability to sustain adequate
cash flow over the term of the loan. The emphasis of this webinar will be on
how to make the calculations and what should be considered when choosing the
most appropriate type of analysis based on the borrower’s unique situation.
WHO SHOULD ATTEND?
This informative session
is designed for commercial lenders, credit analysts, credit department
managers, senior loan officers, senior credit officers, loan review personnel,
branch managers serving commercial borrowers, chief risk officers, and
auditors.
TAKE-AWAY TOOLKIT
- Checklist of information needed to assess repayment for each type of loan
- Decision matrix for assessing different types of loans and different situations
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
NOTE: All materials are subject to copyright. Transmission, retransmission,
or republishing of any webinar to other institutions or those not employed by
your institution is prohibited. Print materials may be copied for eligible
participants only.
TESTIMONIALS
"The speaker took time to answer the questions thoroughly."
- Leah, Farmers State Bank
Presented By
RiverPointUSA LLC
This Webinar Appears In
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