Cash Flow Analysis Part 1: Debt Service Coverage, Global Cash Flow & More

This presentation will cover the essentials of cash flow analysis. It will address the unique characteristics of analyzing commercial real estate (construction and permanent financing), C&I (short term, equipment, and real estate), and basic agricultural cash flow. You’ll learn about UCA and traditional EBITDA analysis and when each is most appropriate. The session will also cover the fundamentals of global cash flow, including the type of information needed to do a proper analysis of the borrowing entity as a whole, including family living expenses.

One of the most important concepts of analyzing cash flow is that today’s loans are paid with tomorrow’s cash. In addition to the basic techniques of cash flow analysis, you’ll learn about the items necessary to consider when assessing a borrower’s ability to sustain adequate cash flow over the term of the loan. The emphasis of this webinar will be on how to make the calculations and what should be considered when choosing the most appropriate type of analysis based on the borrower’s unique situation.