HMDA Bootcamp Basics

June 6, 2022
Live Webinar
DateJun 6, 2022Duration90 minutes
08:00 AM PDT09:00 AM MDT
10:00 AM CDT11:00 AM EDT
    • Unlimited connections for your institution
    • Available on desktop, mobile & tablet
    • Take-away toolkit
    • Presenter’s contact info for questions
On-Demand Webinar
  • Unlimited and shareable access
    two business days after live streaming
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions
See Registration Options

Sometimes going back to the basics is a step in the right direction.

If you (or your institution) are new to HMDA reporting, this program will provide a solid foundation and the details needed to collect and report data the right way.
  • Determine the various types of dwellings that trigger a HMDA application
  • Explain to applicants why demographic information (ethnicity, race, and gender) is collected
  • Understand the elements of a completed application
  • Define the correct loan purpose
  • Handle common reporting problems for commercial loan applications:
  • Distinguish between covered and excluded applications
  • Identify which structures can be considered a dwelling for HMDA reporting
  • Sort out complex issues with mixed-use dwellings (these structures are often used as collateral for commercial loans)


The Home Mortgage Disclosure Act (HMDA) requires financial institutions to collect and report data related to certain dwelling-secured applications.  The detailed definitions and requirements can be confusing for new employees and financial institutions that have just become subject to reporting.  This bootcamp session will provide straightforward examples that explain the rules for identifying potential HMDA applications and the elements of data collection – while reinforcing the importance of “getting it right.”


This informative session is designed to teach the basics of HMDA reporting to those new to the process.  It will also be a helpful review for loan operations staff, loan officers, loan assistants, processors, compliance officers, and auditors.


  • CFPB resource links
  • Step-by-step data collection definitions and how to avoid mistakes
  • Tool for taking demographic information
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only. 

Presented By

Susan CostonisSusan Costonis
Compliance Training & Consulting for Financial Institutions