Converting Accrual Statements into Cash Flow

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On-Demand Webinar

StreamedApr 7, 2022Duration90 minutes

Unlimited and shareable access
two business days after live streaming
Available on desktop, mobile & tablet devices 24/7
Take-away toolkit
Ability to download webinar video
Presenter's contact info for questions

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Cash flow repays debt.

Finding a business entity’s true cash flow is critical to determining if, how, and when a loan can be repaid. Do you know how to find a business entity’s actual cash flow when given a set of accrual basis financial statements?

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Convert an accrual basis financial statement into a statement of cash flow using key cash flow rules
Interpret and explain a cash flow analysis to determine the entity’s debt repayment capability
Identify the types of companies prone to using cash basis financial statements and why
Compare various calculation processes, including the Uniform Cash Analysis (UCA) method, EBITDA, and traditional methodologies, and their pros and cons
Use the Fast Cash Analysis method to find cash flow in less time
Know the questions to ask and information required when a cash basis financial statement is received

WEBINAR DETAILS

Financial statements and tax returns can be prepared on a cash or accrual basis. Cash-basis statements show only transactions that directly impact cash. Accrual-basis statements show all of the accounting transactions in a given period, regardless of the impact to cash.

While accrual-basis financial statements require some work by the credit analyst to find true cash flow, the effort is worth it because the end result is a more complete picture of a business entity’s financial health.

WHO SHOULD ATTEND?

This insightful webinar will benefit credit analysts, branch managers, consumer lenders, commercial lenders, loan review personnel, senior loan officers, senior credit officers, and credit administration personnel.

TAKE-AWAY TOOLKIT

A financial statement mapping guide to demonstrate how income statement accounts are matched with the corresponding balance sheet accounts to convert the accrual activity on the income statement into a cash transaction
A side-by-side comparison illustrating the actual adjustments made to an accrual income statement to convert it into a cash basis statement
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.