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Understanding Loan Participations & Syndications Part 1: Recognizing the Distinction & Determining the Best Solution

Thursday, September 21, 2017

12:00 pm – 1:30 pm PT
1:00 pm – 2:30 pm MT
2:00 pm – 3:30 pm CT
3:00 pm – 4:30 pm ET

If used correctly, loan participations and syndications are beneficial to community banks. They can be used to increase growth and earnings, diversify credit risk, and deploy excess liquidity. If not used properly, however, loan participations and syndications can cause the institution to lose control over the lending relationship resulting in credit losses. This webinar will explain the differences between loan participations and syndications, and the benefits and pitfalls of each. It will review the important terms to look for in each agreement and explain the analysis your institution should use in determining which is the best solution in your situation.

Continuing Education: Attendance verification for CE credits upon request

HIGHLIGHTS

  • Differences between a loan participation, syndication, loan purchase, and assignment
  • Responsibilities of the lead lender in a loan participation as compared to a syndication
  • Responsibilities of the participant in a loan participation as compared to a syndication
  • Things to look out for in loan participations and syndications
  • Important provisions in the loan participation agreement and the syndication agreement
  • How to determine which is best in your situation

  • TAKE-AWAY TOOLKIT
    • FDIC's Advisory on Effective Risk Management Practices for Purchased Loans and Purchased Loan Participations (November 2015)
    • Sample loan policy guidelines for loan participations and syndications
    • Employee training log
    • Quiz you can administer to measure staff learning and a separate answer key

PART 2 STILL AVAILABLE!

"Understanding Loan Participations & Syndications Part 2:
Documentation, Servicing, Administration & Due Diligence"

Thursday, October 19, 2017

WHO SHOULD ATTEND?

This informative session will benefit loan officers, loan operations personnel, credit administration staff, managers, compliance officers, auditors, and attorneys.

PLEASE NOTE: Program content is subject to copyright and intended for your individual financial institution’s use only.

MEET THE PRESENTER