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2017 Risk Management Series

A series of 6 webinars addressing community bank risk management issues!

Note: If you are interested in live webinars or other registration options, please call 406.442.2585.

Successfully managing risk is an increasingly complex and challenging undertaking. Recent focus has been on enterprise risk management (ERM) at a holistic level - an important and valuable goal. However, experts agree that a solid risk-management framework is built on the basics of identification, measurement, monitoring, and control of all risk areas - and a well-trained staff is key. This timely series will focus on risk at the enterprise level and also provide an overview of compliance and best practices in managing and mitigating risk with lending, ACH, remote deposit capture, and vendors.

By signing up for the entire series, you will receive 6 webinars for the price of 5. It is a cost-effective way to obtain unique risk management training. Those new to the subject may decide to attend all six sessions, while others may select individual sessions as needed.

Risk Management Series Topics

Session Dates & Descriptions

12:00 pm – 1:30 pm Pacific
1:00 pm – 2:30 pm Mountain
2:00 pm – 3:30 pm Central
3:00 pm – 4:30 pm Eastern

Click on presenters’ names below for more information.

February 22, 2017
Developing an Enterprise-Wide Risk Assessment

Marcia Malzahn, Malzahn Strategic

Financial institutions provide great value to the American economy. But that value comes with risks. Strategic-minded institutions do not strive to eliminate risk or even to minimize it - they strive to manage risk at the enterprise-wide level. They manage risk exposure so that, at any given time, they incur just enough of the right kind of risk to effectively pursue their strategic goals - no more, no less. This is called "optimal risk-taking." This webinar will go through a step-by-step process to develop risk assessments to address key areas of your institution. Learn how to develop an enterprise-wide process to conduct risk assessments in a practical, sustainable, and easy-to-understand way. You will receive useful tools and examples that can be implemented immediately.

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April 12, 2017
Developing a Risk-Based Compliance Audit for Your Loan Portfolio

Susan Costonis, Compliance Consulting and Training for Financial Institutions

Enforcement actions and civil money penalties for lending violations can be expensive! This program will address how to develop a dynamic, risk-based loan audit program that can prevent violations and protect your financial institution's reputation. Learn which lending regulations apply, how to maximize limited time and resources, and how to implement effective corrective action. You will also learn how to use risk-assessment tools, develop a testing schedule, and determine the sample size for transaction testing. Critical elements for testing key lending regulations, writing audit reports, and many practical tips for a successful deposit compliance program will be covered.

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May 16, 2017
Conducting an RDC Risk Assessment: Compliance Findings & Regulatory Guidance

Jen Wasmund, UMACHA

While remote deposit capture (RDC) has become a more established product, periodically reviewing your program and its risks and controls is an important part of an overall compliance program. This session will explore existing regulatory guidance, along with common findings from engagements completed while helping fellow institutions complete RDC risk assessments in the field. This will be a great introduction if you have never completed an RDC risk assessment or if you want to update your existing one.

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August 16, 2017
Conducting a Fair Lending Risk Assessment

Bill Elliott, Young & Associates, Inc.

The CFPB continues to monitor complaints and issue fair lending enforcement actions. Is your institution at risk? The time to discover a fair lending problem is prior to a federal examination. This program will focus on problems in the industry - problems that are based on management's lending approach, which creates unintentional fair lending issues. You will learn basic techniques to determine fair lending risk levels. Although these techniques don't take much time, they are very effective in determining what your risk level may be and how to avoid enforcement actions and reputational damage.

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October 26, 2017
Establishing or Maturing Your Vendor Risk Management Program

Branan Cooper, Venminder

Over the past couple years, few areas of regulatory compliance have gotten as much attention as vendor management. The stakes are high, so there's never been a better time to get a grasp on this important topic. From data breaches to unfair practices, enforcement actions have increased and the level of scrutiny has never been greater. There's little tolerance for lapses in program performance on all facets of vendor management.

This session will cover a tried-and-true approach to creating a third-party risk program. It will cover creating the right framework, the umbrella concept, and what senior management must know. Whether your program is new or mature, you will learn best practices and key mistakes to avoid. Join us to get the ins and outs of developing and fine tuning your vendor management program.

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December 14, 2017
ACH Risk Management & Assessment: Risks, Controls & Ratings

Jen Wasmund, UMACHA

Risk assessments are a valuable and necessary tool to identify the risks associated with your ACH program and outline the mitigating factors that reduce this risk. An ACH risk assessment is also required under the NACHA Operating Rules. Have you done one or updated yours recently? During this session, types of risk factors, mitigating controls, and how to appropriately rate your risk will be covered from both an RDFI and an ODFI perspective. Participants will get valuable recommendations and insights from a compliance professional who has worked with numerous financial institutions and understands the challenges they face.

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Note: If you are interested in live webinars or other registration options, please call 406.442.2585.