8:00 am – 9:30 am PT
9:00 am – 10:30 am MT
10:00 am – 11:30 am CT
11:00 am – 12:30 pm ET
Capital adequacy requirements have changed. Community bankers need to understand, plan, then implement changes to risk-based capital outlined in Basel III. Regulators expect senior management and the board to determine their institution’s capital adequacy based on the specific risks at their bank. Management needs to develop a capital policy, together with a contingency plan that demonstrates adequate capital in a stressed scenario. This webinar will cover the specifics of regulatory changes with an emphasis on practical applications to effectively and efficiently develop a robust capital policy and contingency plan.
Continuing Education: Attendance verification for CE credits upon request
- How to determine the level and direction of each risk category
- Where to find information that supports the level of risk
- How each risk category affects the need for capital – they are not all the same
- Importance of understanding the cumulative nature of risk
- Cybersecurity risk – some regulators think it is the greatest risk facing community banks
- How to distinguish capital adequacy from your capital goal
- Impact of tax reduction – this could affect capital, dividends, expansion, stock repurchases, etc.
- How to raise capital if needed – the difference between adding and preserving capital
- Integrating capital and risk into the strategic plan
- Using excess capital to improve shareholder value – examples included
- Building a strategic plan that focuses on value and profit
- TAKE-AWAY TOOLKIT
- Methodology examples:
- Sample capital adequacy determination
- Stress test capital example
- Employee training log
- Quiz you can administer to measure staff learning and a separate answer key
WHO SHOULD ATTEND?
This informative session is designed for board members, C-level officers, and emerging leaders in your bank.
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.