This is a 60-minute webinar.
AVAILABLE ONLY VIA RECORDED WEBINAR
Recording available Friday, January 29, 2021
Financial institutions and borrowers rely on consistent gathering and reporting of fair, accurate information. Learn how to properly access, decipher, and utilize the data contained in consumer credit reports.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Understand what constitutes a permissible purpose for obtaining a credit report
- Explain the notification requirements associated with risk-based pricing
- Identify how to address fraud and active-duty alerts on a consumer report
- Know how to properly handle credit disputes made directly to your institution
- Determine the additional requirements associated with firm offers of credit
Join Regulatory Compliance Counsel Michael Christians for a 60-minute session covering the requirements imposed by the Fair Credit Reporting Act and Regulation V. During the session, participants will learn about the permissible purposes for accessing a consumer’s credit report, as well as notification requirements specific to mortgage loans and risk-based pricing. The rules related to affiliate marketing, how to handle direct disputes, and the requirements associated with making a firm offer of credit will also be covered. Finally, attendees will learn how to address fraud and active-duty alerts on a consumer report.
Attendance certificate provided to self-report CE credits.
WHO SHOULD ATTEND?
This informative session is designed specifically for loan originators, loan processors, back office personnel, and compliance and audit professionals.
- Desktop quick reference guide to the FCRA and Regulation V
- Employee training log
- Interactive quiz
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.