As managing director for IQR Consulting, Karan Bhalla is responsible for business development, enhancing client delivery, and maintaining a cutting edge perspective to IQR’s current analytics solutions. Karan has 15 years of relevant industry experience. After spending six years at Capital One in the credit risk and analysis functions, he consulted at Fannie Mae, American Express, and British Telecom. Karan has been helping IQR clients meet their strategic goals through better use of their data. Many of IQR’s clients experience more than 15-20% year-over-year growth in their products as a result of this approach. Karan has a degree in management information systems from Virginia Tech and holds an MBA in finance from the University of Maryland.