Adam Witmer is a compliance consultant with Young & Associates, Inc., serving client financial institutions in the Midwest. Having an extensive variety of experience in banking, he performs in-bank compliance consulting, conducts compliance training, and writes articles for various compliance publications. Prior to joining Young & Associates, Inc., Adam served as an officer and the Director of Compliance for a multi-bank holding company in the Midwest. He has held the titles of Compliance Officer, BSA Officer, and CRA Officer for multiple institutions, and has experience in the areas of compliance, training, internal audit, privacy, deposit and loan operations, retail banking, secondary-market lending, and other banking areas. He holds the designation of Certified Regulatory Compliance Manager (CRCM), a Bachelor’s in Business Administration from Taylor University, and an MBA in Management and Human Resources from Indiana Tech.