Liquidity Funding Concerns in a Rising Interest Rate Market

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Wednesday, October 19, 2016

12:00 pm – 1:30 pm PT
1:00 pm – 2:30 pm MT
2:00 pm – 3:30 pm CT
3:00 pm – 4:30 pm ET

Regulators continue to warn financial institutions of the impending interest rate risk as rates rise. This is a result of the lengthening of assets to generate yield, and the increase in non-maturity accounts due to the small spread between these accounts and certificates. The concern is that non-maturity accounts will shift back to certificates when rates rise and the spread lengthens. This is an interest rate risk that few institutions measure or monitor. You do not want to be caught after continuous regulator warnings.

This webinar will provide the tools necessary to meet fully the requirements of FIL-84-2008 Liquidity Risk Management. This webinar will also establish the methodology for you to be proactive in understanding your specific liquidity risk and to make decisions that will avert a significant liquidity event. Join us to learn techniques for addressing the new and growing liquidity parameters that are being monitored by regulators.

Continuing Education: Attendance verification for CE credits upon request


  • Determining the potential negative impact of a shift from non-maturity deposits to certificates
  • How to examine the amount of asset lengthening at your financial institution
  • Establishing a pro forma cash flow projecting future sources and uses of funds
  • How to stress liquidity and the impact of that stress
  • Key components of an effective Contingency Funding Plan (CFP)
  • Impact of other significant liquidity changes if your institution becomes stressed:
    • Borrowed funds – additional hair cut
    • Loss of federal funds lines
    • Deposit withdrawals

    • Example of methodologies to:
      • Determine the impact of a shift in non-maturity deposits
      • Compare to peers in the lengthening of assets
      • Develop a liquidity plan
      • Stress liquidity
      • Develop a liquidity contingency plan
    • Employee training log
    • Quiz you can administer to measure staff learning and a separate answer key


This informative session is designed for presidents, CEOs, COOs, CFOs, and board members who want to be proactive in dealing with liquidity issues.

PLEASE NOTE:    Webinar content is subject to copyright and intended for your individual financial institution’s use only.