HMDA Data Collection Rules: Preparing for the Extensive January 1, 2018 Changes

Wednesday, May 17, 2017

12:00 pm – 1:30 pm PT
1:00 pm – 2:30 pm MT
2:00 pm – 3:30 pm CT
3:00 pm – 4:30 pm ET

The “new” HMDA rules were announced on October 15, 2015, with a mandatory compliance date of January 1, 2018. The CFPB allowed financial institutions over two years to prepare for these changes. There are approximately 150+ business days from this presentation until January 1, 2018. There are very few parts of the existing rules that will remain unchanged – and there are 110 data elements in the new rule. Will you be ready for these extensive changes? Join us to learn more about the new rules and gain valuable tips to develop a successful implementation plan.

Continuing Education: Attendance verification for CE credits upon request


  • What data will your institution be required to gather and report for 2018 activity?  What will be excluded?
    • Practical methods for collecting reportable data and documenting the exclusions
    • Overview of selected portions of the 110 points of data
  • Which definitions changed?  When is a dwelling-secured loan or line included or excluded from reporting?
  • How to properly request and record demographic information
    • Process for applicants to self-identify under subcategories for ethnicity and certain race categories
  • What does the frontline need to know about these changes?
  • Expanded and revised pre-approval rules
  • Best practices for collection, reporting, and validating the data fields and potential problem areas
  • Regulatory guidance highlights and accuracy expectations
    • Technical change highlights, including the new data submission process

    • HMDA fact sheet that summarizes key changes and tips for implementation
    • HMDA key dates timeline and coverage charts
    • Road map template for an implementation plan
    • Employee training log
    • Quiz you can administer to measure staff learning and a separate answer key


"Revisiting Your HMDA Policies to Include Comprehensive Changes Effective January 1, 2018"
Friday, August 25, 2017


This informative session is designed for lenders, personal bankers, loan assistants and processors, loan operations staff, compliance officers, fair lending officers, IT staff, and auditors.

PLEASE NOTE: Program content is subject to copyright and intended for your individual financial institution’s use only.