Telephone – Webcast – Audio/Visual CD Rom
Compliance & Underwriting Issues in
12:00 – 1:30 PM Pacific Time
1:00 – 2:30 PM Mountain Time
2:00 – 3:30 PM Central Time
3:00 – 4:30 PM Eastern Time
Mortgage refinance requests are “red hot” in today’s economic environment and it’s likely they won’t cool down soon! One mortgage lender recently had 11 applications in a single day! If this sounds like your recent experience, this session is for you. A good “refresher” is always useful to remind lenders of important refinance compliance and underwriting issues. Hurrying through the application and underwriting may lead to human error. A timely training session can help address errors and re-emphasize compliance standards and requirements. Loan processors and closing personnel will also benefit because being up-to-date with compliance requirements is essential. This session will facilitate the refinance process and will provide information to catch potential errors.
WHAT THIS SESSION WILL COVER:
Ø Compliance standards for refinances, whether fixed or variable rate
Ø Underwriting issues to insure you haven’t rushed through the decision
Ø Predatory lending issues: it’s likely refinances will be carefully scrutinized during your next exam
Ø Adverse action items
Ø HMDA worksheet to ensure correct loan reporting
WHY SHOULD YOU PARTICIPATE?
Training helps mitigate errors! This session is a cost-effective way to weather the influx of refinance requests while meeting compliance standards. You may train as many individuals as you like for one set price. There will be no travel costs, time lost from work, and no one will be required to leave the institution.
WHO SHOULD ATTEND?
This informative session is directed to loan officers, processors, closers, compliance officers, and auditors.
ABOUT THE PRESENTER – Ann Brode
Ann Brode began her banking career in 1973 and has continued her service as a banker and as a consultant to regional and community banks through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance and management. Ann is a well-respected presenter and has spoken to banking audiences across the country for over 19 years. She has presented sessions for numerous state associations, ABA, BAI, and ICBA. She has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel, published by Bankers Publishing Company, and is well represented in numerous banking publications.
This training method allows unlimited listeners on your office speaker phone. By choosing the webcast option, participants will also be able to view online visuals as the presentation is delivered. Registrants receive a toll-free number and pass code that will allow entrance to the seminar. The session will be one hour and fifteen minutes in length with an additional fifteen minutes for questions and answers. Seminar materials will be sent prior to the broadcast along with hook up instructions. Your pin number, hookup instructions and handouts can be emailed to you or sent via U.S. mail. If you would like them emailed you will need the most current version of Adobe Acrobat Reader available free at www.adobe.com.
The CD Rom is complete with the audio track and visual presentation from the original webcast, question & answer sessions, plus participant handouts. You will also have the ability to contact the presenter with follow-up questions. With this CD, you will have an “off-the-shelf” training program for your review, for use by those who were not able to attend the live seminar or for future training purposes. Affordable, professional training, when and where you choose!
*CD Rom for PC use only