Telephone – Webcast – Audio/Visual CD Rom

Establishing, Revising or Improving Your Risk Management Program

Thursday, February 28, 2008

12:00 – 1:30 PM Pacific Time           2:00 – 3:30 PM Central Time

1:00 – 2:30 PM Mountain Time        3:00 – 4:30 PM Eastern Time

A simple definition of a bank’s risk management program is management’s formal or informal system for identifying, measuring, controlling, monitoring, and reporting various types of risks associated with its products and lines of business.

Points to remember:

• There are two types of risk: (1) opportunity risk (positive), and (2) loss risk (negative).
• Risks are highly interdependent and cannot be segmented and managed solely by independent units.

The quality of risk management existing within an institution will be an integral part of determining that institution’s overall safety and soundness rating – i.e., the CAMELS.  This session covers the elements that every bank's risk management program should include. Upon completing this session participants will have the needed resources for implementing a risk management program or revising an existing program.

HIGHLIGHTS

• What Is the Bank’s Risk Management Program Trying to Achieve?
• Four general objectives for your risk management programs
• Perform activities that generate value for stakeholders 
• What Will Be The Scope Of Your Risk Management Program?
• What will the risk management function be responsible for? 
• An Operational Framework
• Which organizational entities will play a role in managing risk?
• What kind of organizational structure will work for you?
• Defining the roles and responsibilities for the chief risk officer and risk management committee
• To whom will the risk management function report?

• Risk Assessment – Establish Risk Assessment and Audit Processes 
• Risk analytics – assess the current risk environment
• Articulating and evaluating strategies from the customers' & owners’ perspective
• Implement an integrated risk measurement and management framework
• Ensure that your institution has risk absorption capability to support its business strategy
• Assess and Implement Risk Controls
• Enhance Risk Monitoring and Reporting Processes

WHY SHOULD YOU PARTICIPATE?

This session is a cost-effective way to understand the steps necessary in establishing, improving or revising a formalized risk management program in your bank. You may train as many individuals as you like for one set price.  There will be no travel costs, time lost from work and no one will be required to leave the institution.

WHO SHOULD ATTEND?

This informative session is for Board Members, Senior Management, Compliance Officers, Branch Administration, Risk Managers, Audit Personnel and all those involved in contributing to the decision making process of the bank’s Compliance policies and programs.

ABOUT THE PRESENTER - S. Wayne Linder, Senior Consultant

A twenty-year banking veteran, Wayne Linder was formerly the Chief Executive Officer of a community bank. As a Senior Consultant with Young & Associates, Inc., Wayne works as a lending and management consultant. He performs loan reviews, fair lending reviews, and regulatory compliance audits, facilitates strategic planning retreats; assists banks under regulatory enforcement agreements, performs management and board of directors’ assessments, and develops and implements written policies throughout all areas of the bank. Wayne is a popular seminar speaker with both national and international experience. In addition to his many published articles, he is the author of Loan Review Deskbook.

WHAT IS A TELEPHONE/WEBCAST SEMINAR?

This training method allows unlimited listeners on your office speaker phone.  By choosing the webcast option, participants will also be able to view online visuals as the presentation is delivered. Registrants receive a toll-free number and pass code that will allow entrance to the seminar.  The session will be one hour and fifteen minutes in length with an additional fifteen minutes for questions and answers.  Seminar materials will be sent prior to the broadcast along with hook up instructions. Your pin number, hookup instructions and handouts can be emailed to you or sent U.S. Mail.  If you would like them emailed you will need the most current version of Adobe Acrobat Reader available free at www.adobe.com.

CAN’T ATTEND THE SCHEDULED TRAINING?  SCHEDULE YOUR OWN TRAINING SESSION!  

ORDER THE AUDIO/VISUAL CD ROM*.

The CD Rom is complete with the audio track and visual presentation from the original webcast, question & answer sessions, plus participant handouts.   You will also have the ability to contact the presenter with follow-up questions. With this CD, you will have an “off-the-shelf” training program for your review, for use by those who were not able to attend the live seminar or for future training purposes. Affordable, professional training, when and where you choose!

*CD Rom for PC use only