Telephone – Webcast – Audio/Visual CD Rom

 

Understanding Endorsements

 

Thursday, February 14, 2008

 

12:00 – 1:30 PM Pacific Time           2:00 – 3:30 PM Central Time

1:00 – 2:30 PM Mountain Time        3:00 – 4:30 PM Eastern Time

 

Having an understanding of endorsements is crucial to making sound check cashing decisions. A check is a unique type of contract where ownership can be transferred by way of the endorsement on the back of the item.  This program will look at who has the right to endorse the back of a check and where is proper endorsement placement. We’ll also look at what happens if a check is not endorsed properly and when it may be best not to accept the check at all due to missing or problem endorsements.  Many “tricky” issues will be discussed such as deceased customers, business accounts, endorsements for minors, income tax check endorsements, trustee endorsements and endorsements by powers of attorney. You won’t want to miss this session!  The information provided will produce confidence and a thorough understanding of the legal issues of endorsements.

 

THIS INFORMATIVE SESSION WILL COVER:

 

Ø      Who is the person entitled to endorse the check?

Ø      What is a valid endorsement?

Ø      Bearer versus Order Checks

Ø      Who is the holder of a check and what is the holder in due course?

Ø      Ambiguous endorsements

Ø      Endorsements for minors

Ø      Endorsements for deceased parties

Ø      Witnessed endorsements

Ø      Endorsements for business accounts

Ø      Check cashing issues for business accounts

Ø      Endorsements on Income tax checks

Ø      Trustee and Power of Attorney endorsements

 

 

WHY SHOULD YOU PARTICIPATE?

This session is a cost-effective way to train your frontline staff on the legal issues of endorsements and save your bank money on check losses. You may train as many individuals as you like for one set price.  There will be no travel costs, time lost from work and no one will be required to leave the institution.

 

WHO SHOULD ATTEND?

This informative session is for tellers, head tellers, cashiers, branch managers, branch administration, bookkeeping, compliance and customer service representatives who handle checks.

 

 

ABOUT THE PRESENTER – Deborah Crawford

Deborah is president of gettechnical inc., formerly Technical Training Systems.  She specializes in the education of financial institution employees and officers in the area of deposit account laws, new account documentation, complex compliance regulations and IRAs.  She began her banking career with Hibernia National Bank, and holds both a bachelor’s and master’s degree from Louisiana State University.

 

WHAT IS A TELEPHONE/WEBCAST SEMINAR?

This training method allows unlimited listeners on your office speaker phone.  By choosing the webcast option, participants will also be able to view online visuals as the presentation is delivered. Registrants receive a toll-free number and pass code that will allow entrance to the seminar.  The session will be one hour and fifteen minutes in length with an additional fifteen minutes for questions and answers.  Seminar materials will be sent prior to the broadcast along with hook up instructions.  Your pin number, hookup instructions and handouts can be emailed to you or sent U.S. Mail.  If you would like them emailed you will need the most current version of Adobe Acrobat Reader available free at www.adobe.com.

 

 

CAN’T ATTEND THE SCHEDULED TRAINING?  SCHEDULE YOUR OWN TRAINING SESSION!  

 

ORDER THE AUDIO/VISUAL CD ROM*.

The CD Rom is complete with the audio track and visual presentation from the original webcast, question & answer sessions, plus participant handouts.   You will also have the ability to contact the presenter with follow-up questions. With this CD, you will have an “off-the-shelf” training program for your review, for use by those who were not able to attend the live seminar or for future training purposes. Affordable, professional training, when and where you choose!

 

*CD Rom for PC use only